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Real-time payments: Modernizing bank account-based payments

Real-time payments: Modernizing bank account-based payments

Mastercard
Published by: Research Desk Released: Jun 12, 2019

When compared to legacy bank transfers, RTP offers added benefits such as enhanced data and messaging capabilities, increased security and real-time funds availability.

The emphasis on data and messaging capabilities, in addition to real-time settlement, has positioned the U.S. RTP system as the most advanced system in the world.